ZeroFi writes proposals general contractors actually use. Milestone-tied draws, 10% retention, hidden-condition exclusions, and 10-year structural warranty baked in.
Construction Proposal
Kitchen addition · 480 sq ft
Progress billing schedule
The construction quoting reality
Most tools want a single number. Construction needs 4–6 milestone draws + 10% retention. You end up tracking it manually.
Open a wall, find knob-and-tube. Without explicit "hidden conditions excluded" wording, that's a change-order argument.
Client buys the wrong faucet, blames the install. ZeroFi pre-itemizes "owner-supplied items not warranted" — protects everyone.
Construction defaults, day one
Default scope exclusions
Default payment terms
Progress billing tied to milestones: 15% mobilization, then draws as each milestone completes, retaining 10% until punch-list closeout. Net 15 on each invoice. Valid 30 days.
Default warranty wording
1-year workmanship warranty from substantial completion. Structural elements carry a 10-year warranty against defects. Manufacturer warranties on materials and appliances pass through. Damage from owner-supplied materials, owner-directed changes, or third-party trades is not covered.
Same product, construction-shaped
Cover · Scope · Milestone Schedule · Allowances · Retention · Warranty · Signature. Multi-trade coordination handled.
"3 projects past mobilization-milestone deadline." "Change-order rate up 30% this quarter — re-tighten scope language."
Each milestone triggers a Stripe-payable draw invoice. Client signs off in the portal. Retention released on punch-list close.
"The milestone draw schedule alone got us out of the back-and-forth phase. Clients sign faster when the cash flow is on the page."
Jenna Park
Founder · Park Build Group · Austin, TX
Placeholder — replace with real customer once available.
14-day trial. Construction industry pre-selected. Generate a real progress-billing proposal.