C$11,500 – C$20,200 for a heating and cooling system
What most homeowners spend; the full range runs C$7,200–C$43,200 by scope. That’s about 5% above the Canadian national average for Toronto.
Get a free quote from local pros →Cost swings widely with what you're actually doing — a cosmetic refresh and a full replacement are different projects. Here's the range at each scope.
In Toronto, ON, most homeowners spend C$11,500–C$20,200 for a heating and cooling system — the full range runs C$7,200–C$43,200 depending on scope. Toronto runs somewhat above the Canadian national average (about 5% higher), mainly due to local labor rates and permitting. All figures are in Canadian dollars (CAD).
Source: ZeroFi estimate · national industry cost ranges, updated 2026-07 · adjusted to Toronto by ZeroFi's local cost index (×1.44). Planning ranges, not quotes — describe your job for a real estimate.
As in the northern US, a gas furnace with central AC is typical, with air-source heat pumps rising as an electric option. The regional product — not just labor rates — is why prices differ, so the ranges above reflect Toronto's typical setup.
Read the full hvac system replacement guide →
In Toronto, ON, expect C$11,500–C$20,200 for a heating and cooling system — about 5% above the Canadian national average. Your exact price depends on system size (tons) and efficiency (seer2 / afue) and ac-only vs. full ac + furnace vs. heat pump. Describe your job to get a real quote from local pros.
Toronto runs somewhat above the Canadian national average (about 5% higher), mainly due to local labor rates and permitting.
Describe your project on ZeroFi and we’ll match you with vetted Toronto pros who can quote it — free, no account needed, usually the same day.
Describe your job and get matched with vetted Toronto pros — free, in seconds.