$7,700 – $13,400 for a heating and cooling system
What most homeowners spend; the full range runs $4,800–$28,800 by scope. That’s about 4% below the national average for Billings.
Get a free quote from local pros →Cost swings widely with what you're actually doing — a cosmetic refresh and a full replacement are different projects. Here's the range at each scope.
In Billings, MT, most homeowners spend $7,700–$13,400 for a heating and cooling system — the full range runs $4,800–$28,800 depending on scope. Billings tends to run below the national average (about 4% lower), thanks largely to lower local labor costs.
Source: ZeroFi estimate · national industry cost ranges, updated 2026-07 · adjusted to Billings by ZeroFi's local cost index (×0.96). Planning ranges, not quotes — describe your job for a real estimate.
In cold climates the typical system is a gas furnace paired with central AC; cold-climate heat pumps are a growing electric alternative. The regional product — not just labor rates — is why prices differ, so the ranges above reflect Billings's typical setup.
Read the full hvac system replacement guide →
In Billings, MT, expect $7,700–$13,400 for a heating and cooling system — about 4% below the national average. Your exact price depends on system size (tons) and efficiency (seer2 / afue) and ac-only vs. full ac + furnace vs. heat pump. Describe your job to get a real quote from local pros.
Billings tends to run below the national average (about 4% lower), thanks largely to lower local labor costs.
Describe your project on ZeroFi and we’ll match you with vetted Billings pros who can quote it — free, no account needed, usually the same day.
Describe your job and get matched with vetted Billings pros — free, in seconds.